Don’t sell, but HODL.
Tap into the Valuete Marketplace™ to unlock USD-based credit against your Bitcoin while maintaining long-term upside and ironclad security.
Don’t sell, but HODL
Watch your Bitcoin appreciate in value while you capture USD liquidity tax-free.
Marketplace access
Connect with vetted institutional lenders offering competitive terms tailored to your needs.
CeDeFi multi-sig security
Your collateral stays in a 2-of-3 multisig vault—no custodian risk, no rehypothecation.
Borrower Services
The Valuete Marketplace connects you with eligible lenders providing over-collateralized USD loans. Keep control of your Bitcoin while accessing tailored financing terms.
Our multi-sig vault eliminates custodial risk and prevents bad actors from reusing your assets. Consult your tax advisor to explore potential deductions when using the proceeds for qualifying expenses.
Maintain full transparency of your collateral. Every multi-sig address is shared with both borrower and lender so balances can be monitored at all times.
How it works
Navigate the borrower journey with guided milestones and proactive collateral monitoring.
- 01
Create a Valuete Borrower account.
- 02
Post an offer with desired terms and await vetted matches.
- 03
Execute security agreements within the Valuete portal or with your own contracts.
- 04
Transfer BTC collateral into the multi-sig vault.
- 05
Receive USD funds from the lender according to the loan terms.
- 06
Repay funds and interest per the agreement.
- 07
Maintain a 150%+ collateral ratio to avoid liquidation.
- 08
Release collateral once all conditions are satisfied.
Risk mitigation process
Pre-set LTV triggers protect both borrower and lender. Notifications give you time to respond before any liquidation event.
Loan initiation
Loan initiated at 50% LTV with BTC collateral secured in multi-sig.
Pending action
LTV reaches 65%; borrower receives notification to take action.
Margin call
At 70% LTV a margin call requires additional collateral or pay down within 72 hours.
Liquidation
At 80% LTV lender may initiate sale of collateral to restore healthy ratios.