Higher lending rates on secured BTC collateral
Use Valuete to generate institutional-grade returns backed by Bitcoin, with multi-layer security and legal enforcement built in.
Higher lending rates
Earn compelling yields on over-collateralized Bitcoin loans with automated LTV monitoring.
Fortress security
Layered protections combine multi-sig custody, offline hardware, and insured infrastructure.
Legal enforcement
Every agreement is backed by enforceable security documents tailored to your jurisdiction.
Lender Services
Access a marketplace of long-term Bitcoin holders seeking USD-denominated loans. Automated limit triggers and shared custody minimize default and custodial risk.
Whether you are a professional desk or a specialized lender, Valuete supplies template-ready agreements and compliance tooling to streamline onboarding.
Use the Valuete loan calculator and monitoring dashboards to model LTV thresholds, interest scenarios, and response timelines before funding.
Fortress security
Multi-layer protections keep lender capital safe while preserving borrower autonomy.
Layer 1
Collateral resides in a 2-of-3 multi-sig wallet co-owned by lender, borrower, and Valuete—no single point of failure.
Layer 2
All parties leverage distributed Class III offline hardware wallets, mitigating online breach risk.
Layer 3
ISO/IEC 27001 certified operations, active SOC coverage, immutable audit trails, and $150M insurance coverage.
How it works
A disciplined workflow ensures both counterparties stay aligned from account creation to collateral release.
- 01
Create a Valuete Lender account.
- 02
Search for borrowers that meet your mandate.
- 03
Execute lending and security agreements within the portal or bring your own.
- 04
Fund the loan after collateral is confirmed in the multi-sig vault.
- 05
Receive scheduled repayments directly per the agreement.
- 06
Release collateral once loan conditions are fulfilled.
Risk mitigation process
Predefined alerts and legal enforcement keep loans balanced across market conditions.
Loan initiation
Launch loans at 50% LTV with continuous monitoring.
Pending action
At 65% LTV borrowers are notified to restore balance.
Margin call
70% LTV triggers collateral additions or pay downs within 72 hours.
Liquidation
At 80% LTV lenders may initiate collateral sale to protect principal.