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Valuete vs Competitors

Built for the safest Bitcoin-backed lending experience

Borrow against your Bitcoin at industry-beating rates without exposing assets to hacking or seizure. Valuete’s CeDeFi model keeps custody decentralized without sacrificing institutional security.

Borrow against Bitcoin at industry-beating rates.

2-of-3 multi-sig vaults eliminate custodial risk.

Transparent CeDeFi workflows keep capital observable on-chain.

Why Valuete wins

Our CeDeFi architecture bridges the trust gap between borrowers and lenders with transparent, enforceable guardrails.

Fortress-grade security

Shared custody ensures neither borrower nor lender can move collateral without consensus, preventing hacks or unilateral seizure.

Market-aligned pricing

Competitive rates with automated LTV triggers protect positions long before liquidation scenarios.

Institutional workflows

Legal agreements, risk monitoring, and 24/7 support streamline onboarding for both counterparties.

Side-by-side comparison

Understand how Valuete’s CeDeFi marketplace stacks up against centralized lenders.

Key metric
  • Custody model
    Non-custodial 2-of-3 multi-sig vault with shared keys
    Single-custodian wallets controlled by lending desk
  • Collateral visibility
    On-chain address shared with borrower and lender
    Opaque rehypothecation and pooled collateral
  • Interest rates
    Market-based pricing with transparent fees
    Take-it-or-leave-it pricing with custody premiums
  • Risk controls
    Automated limit triggers, multi-layer insurance, legal enforcement
    Manual monitoring, limited insurance, unclear recourse
  • User experience
    Guided CeDeFi portal with compliance-ready workflows
    Fragmented processes, mixed documentation

Value drivers

Each Valuete feature is engineered to protect both sides of the loan while maximizing speed to capital.

  • Access to vetted counterparties aligned with institutional mandates.
  • Full lifecycle support from onboarding through collateral release.
  • Optional legal insurance and enforceable contracts in every jurisdiction.

Ready to see the difference?

Request bespoke loan terms or schedule a walkthrough with our team.