Multi-sig — a historical financial innovation
Valuete unlocks the full potential of multi-signature custody so lenders and borrowers can transact with unmatched security.
Technology-first approach to Bitcoin collateralization.
Shared custody that is technical, not just contractual.
CeDeFi workflows that unlock institutional-grade lending.
Technology creates lasting solutions
Legacy models hand full custody to intermediaries. Multi-sig wallets change that paradigm, making shared control technical instead of purely legal.
CEO perspective
“Never before in history was true shared custody of an asset possible; it was always a legal structure, never technical. Multi-sig wallet technology changes that.”
Krishna Yogi, CEO — Valuete Technologies
2-of-3 multi-sig wallet schema
Escrow transactions
Borrowers deposit Bitcoin into a 2-of-3 multi-sig vault. Funds stay locked until two parties sign—typically borrower and lender once the loan concludes.
Valuete arbitration
Valuete intervenes only when disputes arise, acting as a third key holder to finalize fair resolutions.
Aligned incentives
Over-collateralization paired with shared custody removes incentives for either party to act maliciously.
Advantages of multi-sig for lending
Multi-sig is the optimal structure for asset-backed, institution-grade Bitcoin loans.
Protect borrowers from losing ownership of higher-value collateral.
Ensure lenders can enforce agreements without taking unilateral control.
Create transparent on-chain monitoring for all stakeholders.
Why multi-sig wallets provide the best security
Multi-sig removes single points of failure and balances incentives, protecting counterparties from hacks, rehypothecation, and operational loss.
Single individual
One private key controls the wallet. Loss of the key or passphrase means permanent loss of funds.
Single entity
Third-party custody introduces counterparty and regulatory seizure risk.
Multi-sig
Multiple keys remove single points of failure. Transactions require consensus, delivering maximum security.